Car accidents are a worldwide situation. It affects five continents now that almost everyone has access to a motor vehicle. Many governments have implemented some measures. But they remain powerless to stop the increase in the number of accidents and victims.

The vast majority of car accidents are due to human error. Poor judgment, reckless driving, intoxication, and speeding are the most common causes.

Various other factors play a role in collision risks. This includes weather conditions such as heavy rain and fog, speeding too fast or too slow, the design of the car, the condition of the road, and bad road signs.

A traffic collision can cause minor or serious injury and sometimes disability and death. In all cases, there is property damage and often the car is written off as more and more insurance companies refuse to repair the car.

Crash ratios have demographic disparities. Unfortunately, youth and men are disproportionately more involved in motor vehicle crashes than are more mature drivers and women. This is largely due to the attitude and behavior exhibited while driving. Researchers have observed a tendency for men and young men to take more risks on the road and have less regard for other road users.

Older drivers are also involved in more car accidents, as they lose their reflexes with age. Also, they tend to be overly cautious and slow down when driving. However, slow speeds have been shown to be just as dangerous as fast speeds.

This is reflected in most insurance policy rates. Insurance companies have set different rates based primarily on gender, age, and type of car. A young man will have to pay a much higher fee than a young woman. And people young and old will have more expensive policies than middle-aged adults.

In case you are the victim of a car accident, like the scouts, be prepared. It is recommended to keep a disposable camera and a notebook with a pen in the glove compartment. With the camera, it is suggested that you take photos of the accident from all angles.

Then make a note of the other driver’s details, such as the name, registration number of the other car, and insurance company details. In the notebook, write down the date and time of the accident, where it happened, weather conditions, injuries sustained by you or the other party, detailed damage to both cars, and the name and contact information of any witnesses. If you are involved in an accident, you may be injured and certainly in shock and therefore unable to remember to do it. But this information will be invaluable later when you file your claim and claim for compensation if you are not at fault.

Because accidents ruin lives. Killing someone is a heavy load to bear. Drive like you own the car, not the road.